Compound interest calculator
How savings grow with interest and regular deposits, year by year.
%
After 10 years
- Money you put in
- 22,000.00
- Interest earned
- 9,998.32
Deposits 69%Interest 31%
How it's worked out
Interest compounds monthly; each deposit is added at the end of the month.
Total = 31,998.32
Year by year
| Year | Deposits | Interest | Total interest | Balance |
|---|---|---|---|---|
| 1 | 11,200.00 | 539.50 | 539.50 | 11,739.50 |
| 2 | 1,200.00 | 628.50 | 1,168.01 | 13,568.01 |
| 3 | 1,200.00 | 722.05 | 1,890.06 | 15,490.06 |
| 4 | 1,200.00 | 820.39 | 2,710.44 | 17,510.44 |
| 5 | 1,200.00 | 923.75 | 3,634.20 | 19,634.20 |
| 6 | 1,200.00 | 1,032.41 | 4,666.60 | 21,866.60 |
| 7 | 1,200.00 | 1,146.62 | 5,813.23 | 24,213.23 |
| 8 | 1,200.00 | 1,266.68 | 7,079.91 | 26,679.91 |
| 9 | 1,200.00 | 1,392.88 | 8,472.79 | 29,272.79 |
| 10 | 1,200.00 | 1,525.54 | 9,998.32 | 31,998.32 |
- 1Type what you start with and add each month.
- 2Type the rate and the years.
- 3See the total and the growth each year.
- Are my numbers private?
- Yes. Every calculation runs in your browser, and what you type stays on your device.
- Does it work offline?
- Yes. Once this page has loaded, it keeps working without an internet connection.
- How exact are the results?
- The maths keeps full precision and only rounds what you see. For loans and taxes, check the final figures with your bank or tax office.
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